WARRENS BUFFERT - BANKER QUICK GUIDE
Version 0.8.22 / EU Forever / Alliance

PLAYERS: START-HERE.txt covers install > activate > deposit > Bank Raffle.
Players need only the addon. Do not send them through the banker website.

KEEP THE BANK RUNNING
Keep your local bank and sync helper running.
Sync buttons prepare /reload in chat. Press Enter to submit it.
Both characters must be online for requests and book delivery.
An offline player can use Request update when you are both online.
WB pauses a recipient after WoW reports them offline. Their saved book stays safe.
WoW's first offline message can still appear; WB stops the remaining packets.
Delivery resumes when that player's addon contacts you, or use Resend books.
The overview lists paused recipients. Other players continue receiving updates.

BANKER OVERVIEW
/wb opens your overview: accounts to activate, withdrawals and paused deliveries.
Review an account to verify the character and choose a new player or linked alt.
Review a reserved withdrawal to check the recipient and amount before payment.
"Paid - awaiting sync" and "Payment needs review" must not be paid again.
Retry resends only that recipient's latest saved book. Retry paused retries all
paused recipients; use it when they are back online. Pauses cover this session.
Lists refresh when requests and books arrive. Opening a list changes no money.

BANKER NOTICES
New account and withdrawal requests show a small notice even with /wb closed.
Open request takes you to the relevant account or withdrawal. Dismiss notice
hides the notice only; the request stays in your overview. Several notices queue.
A local chat line is also shown, with a short sound if supported and enabled.
Retries and routine balance updates do not repeat notices. Reloading does not
replay the inbox. Both players must be online for the request to reach you.
An alert is not approval or proof of payment. Review the current bank record.

ACCOUNTS
1. Player: /wb > Open your account > Whisper Knurra.
2. Banker: Accounts > Review > New player or Existing player / alt.
3. Verify the character and account link in-game.
4. Activate & sync > press Enter.
Alts share the player's savings and daily ticket allowance.
Only Knurra Bankman has banker controls; the server also checks authority.

DEPOSITS
Players use Balance > Add gold to arrange a trade with you and check their
latest confirmed deposit. Check my balance only requests a book update.
Receive the gold in WoW first.
Cash desk: enter character, amount and reference > Review deposit.
Confirm receipt > Queue confirmed deposit > Sync deposits > press Enter.
The returned book confirms the balance. Do not record the same gold twice.

BANK RAFFLE
Players check the displayed price and choose Request 1 ticket.
A request is pending until the bank confirms it. The price is then debited.
One ticket per player per Swedish day, including alts.
Sales open at midnight and close at 20:00 Swedish time.

Before 20:00: Bank Raffle > Sync raffle > press Enter.
Reloading or logging out also saves queued ticket requests for the helper.
Receiving a request in the game alone does not book the ticket.

Keep the bank running for the draw. The daily prize and any Joker jackpot
credit the winner's balance automatically. Updated books are prepared for
delivery to online players. Use Resend books for anyone who was offline.

New rounds: 80% daily prize, 5% savings interest, 10% Joker, 5% bank reserve.
The daily winner has a 1-in-100 chance of winning the Joker jackpot.
The pot includes confirmed purchases only. Check purchase statuses in the
banker's raffle list. Non-winning tickets are spent; cancelled rounds refund.

TICKET PRICE
Bank Raffle > Ticket price > Review price > Confirm & sync > press Enter.
Changes apply to upcoming rounds, and today's round if still open and unsold.
The bank checks again at confirmation. If rejected, refresh and review again.

WITHDRAWALS
Cash desk > Withdrawals > Sync withdrawals > press Enter.
Review a RESERVED request. Check the verified recipient, realm and amount.
Hand over the gold, then enter a reference > Review payout.
Confirm paid & sync > press Enter.
If interrupted, sync again. Do not hand over gold twice.
"Payment needs review" means reconcile the record before doing anything else.

SAVINGS AND LOANS
Fixed savings: the player reviews the offer and sends a request in Interest.
The banker processes it through Banker postbag. Gold locks when accepted;
Redeem requests return matured principal and interest after confirmation.
Early closure is a website task and returns principal without interest.
Easy-access interest is also credited from the banker website.

Loans: appraise the actual item link. After receiving the collateral and
handing over gold, choose Record paid loan and confirm the record.
Process it through Banker postbag. Terms: seven days, no fee.
After full repayment and returning the item, Settle and process the record.
Loan handovers do not change savings balances.

MANUAL POSTBAG
Use this for savings, loans or when the local helper is unavailable.
1. Addon: Copy requests.
2. Local bank website: Banker's postbag > Process requests.
3. Website: Prepare updated bank books. Copy the entire NEW export.
4. Addon: Paste books > Load & send books.
Never load outgoing requests as incoming books. Book exports start WBBOOK1:.
If interrupted, resend the same records; do not recreate money handovers.

ITEM PRICES
Use Item prices with a name, ID or item link.
TSM prices are references. Check variant and tradeability before taking a pledge.
Optional market snapshots reload with /reload and expire after 72 hours.

UPDATING
The local helper checks warrensbuffert.se for a published release once a minute.
After your next login or /reload, WB sends the new version notice automatically.
No Sync click is needed. Offline players receive it with their next bank book.
Keep the local helper running. The same release is not announced twice.
Close WoW and replace Interface\AddOns\WarrensBuffert with the new folder.
Keep WTF / SavedVariables. They store books and queued requests.
Protocol and banking rules are unchanged in 0.8.22.
